Consumer Savings
An FDIC insured savings account that offers competitive interest rates on low account balances; a great option for first-time savers or anyone who wants convenient access to their money while it earns interest.
- Minimum balance required to open account is $100.00. There is no minimum to open account if under the age of 18 years.
- No Deposit limitations; you may make an unlimited number of deposits into your account.*
- Statements will be printed and available on a quarterly basis; monthly for accounts with electronic activity.
- Online Banking
- At our discretion, we may change the interest rate for this account. Please contact one of our bank offices for the current interest rates**
*Limitations on frequency of transfers: During any calendar month or statement cycle of at least four
weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third
party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed
the transfer limitations set forth above in any statement period, your account will be subject to closure by
the financial institution.
**Interest for Consumer Savings will be compounded and credited into this account quarterly. Interest is
calculated by the daily balance method which applies a daily periodic rate to the balance in the account
each day. Interest will begin to accrue on the business day you deposit non-cash items (for example,
checks) into your account. If you close your account before interest is paid, you will not receive the
accrued interest.
weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third
party by means of a preauthorized or automatic transfer or telephone order or instruction. If you exceed
the transfer limitations set forth above in any statement period, your account will be subject to closure by
the financial institution.
**Interest for Consumer Savings will be compounded and credited into this account quarterly. Interest is
calculated by the daily balance method which applies a daily periodic rate to the balance in the account
each day. Interest will begin to accrue on the business day you deposit non-cash items (for example,
checks) into your account. If you close your account before interest is paid, you will not receive the
accrued interest.
Consumer Money Market
Our money market account is FDIC insured and pays competitive money market interest rates with a low minimum balance requirement.
- Minimum balance required to open is $1,000.00*
- No Deposit limitations; you may make an unlimited number of deposits into your account**
- Statements will be printed and available on a monthly basis
- Online Banking
- At our discretion, we may change the interest rate for this account. Please contact one of our bank offices for the current interest rates***
* If your balance falls below $1,000.00 on any day in the statement cycle, your account will be subject to a
service fee for that statement cycle.
service fee for that statement cycle.
**Limitations on frequency of transfers: During any calendar month or statement cycle of at least four
weeks, you may not make more than six withdrawals or transfers to another account of yours or to a
third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you
exceed the transfer limitations set forth above in any statement period, your account will be subject to
closure by the financial institution.
***Interest for Money Market Savings will be compounded and credited into this account monthly.
Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in
the account each day. Interest will begin to accrue on the business day you deposit non cash items (for
example, checks) into your account. If you close your account before interest is paid, you will not receive
the accrued interest.
weeks, you may not make more than six withdrawals or transfers to another account of yours or to a
third party by means of a preauthorized or automatic transfer or telephone order or instruction. If you
exceed the transfer limitations set forth above in any statement period, your account will be subject to
closure by the financial institution.
***Interest for Money Market Savings will be compounded and credited into this account monthly.
Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in
the account each day. Interest will begin to accrue on the business day you deposit non cash items (for
example, checks) into your account. If you close your account before interest is paid, you will not receive
the accrued interest.